How New Health Tech Actually Gets Approved
"Software as a medical device" is a real regulatory category now, not a loophole — and that's exactly why approval takes so much longer than a typical app launch.
Read first: A Second Opinion, Not a Replacement
“Software as a medical device” sounds like a workaround someone invented to dodge oversight. It is the opposite: a regulatory category created because software started making the kind of decisions only hardware used to make, and it is exactly why approval takes so much longer than shipping a typical app.
Who actually approves a new piece of health tech
In the United States, the Food and Drug Administration reviews anything that meets the legal definition of a medical device before it can be marketed for a medical purpose — historically physical hardware like pacemakers and imaging machines, now extended to qualifying software as well. Most countries run an equivalent body; the specific name changes, the underlying idea does not.
Not everything health-adjacent needs this review. A general wellness app that tracks steps and never claims to diagnose or treat anything typically falls outside it entirely — the trigger is a specific claim about diagnosing, treating, or preventing a disease, not just the general subject matter of health.
Which review a given product actually gets, though, is not uniform even among the software that does qualify. Regulators sort medical devices, software included, into risk classes first, and the class is what actually decides how much evidence has to exist before anyone is allowed to use it.
Not every risk class gets the same scrutiny
A device's risk class is set by how much harm a failure could cause, not by how complex the technology inside it is — a simple piece of software making a high-stakes call can sit in a stricter class than a complex one making a low-stakes suggestion.
Class I — minimal risk
Bandages, tongue depressors, most step-counting wellness trackers.
General controls only. No premarket review required at all.
Class II — moderate risk
Infusion pumps, and most software as a medical device lands here.
Has to show it is comparable to something already cleared, plus specific controls — not usually a from-scratch clinical trial.
Class III — high risk
Pacemakers, and diagnostic algorithms making a high-stakes call alone.
Requires the most rigorous pathway, generally with original trial data.
"Software as a medical device" is a real category now
SaMD covers software that performs a medical function on its own, without needing to run on a piece of dedicated hardware — an app that analyses a scan and outputs a diagnosis-relevant result, for instance, without itself being a scanner. The category exists because that kind of software makes exactly the sort of decision that used to require a physical device a regulator had already been reviewing for decades, and pretending it was “just an app” because it ran on a phone would have left a real gap in oversight.
Most SaMD lands in Class II, the moderate-risk tier — meaning most of it does not go through the full evidence-generation process Class III requires. That shortcut is common enough, and consequential enough, to be worth understanding on its own.
The shortcut most devices actually take
Most Class II devices, software included, clear a pathway that asks a narrower question than “is this safe and effective”: is it substantially equivalent to a device already on the market? Show that, and a company can clear a new product by comparing it to an existing predicate, rather than proving from first principles that it works.
The weakness is what happens over years. A new device can cite a predicate cleared five years earlier, which itself cited a predicate from five years before that, and so on — a chain that in the most-criticised cases traces back decades, sometimes to a device that was never clinically tested at all because it reached the market before today's evidence standards existed. Being substantially equivalent to something that was itself never proven safe is not the same as being proven safe.
- 1
A device is cleared as novel
It goes through full review because nothing like it exists on the market yet.
- 2
A second device cites the first as its predicate
It only has to show substantial equivalence — not repeat the original evidence-gathering.
- 3
A third device cites the second
The chain has now moved two steps away from any product actually tested from scratch.
- 4
A later device in the chain reaches the market
On paper it is equivalent to a product from a different technological era — one that may never have faced a trial at all.
A model that keeps learning is a problem nobody has solved
Every pathway above assumes a device is a fixed thing: it gets reviewed once, and what gets approved is what ships. That assumption holds for a locked algorithm — the exact weights the model uses on day one are the exact weights it uses five years later, so testing that one snapshot really does tell you what the product will keep doing.
It does not hold for a model built to keep learning from new data after it is already deployed — what regulators call an adaptive algorithm. The version reviewed on approval day and the version actually running in a hospital eighteen months later can behave differently, and neither the original clearance nor a patient trusting the device particularly knows how differently. Regulators have started publishing draft frameworks for exactly this problem, mostly built around requiring a company to pre-specify the boundaries an algorithm is allowed to drift within rather than freezing it entirely — but there is no settled, universally adopted answer yet. It is one of the open questions in this entire field.
Why approval takes longer than a typical app launch
A typical consumer app ships, gets user feedback, and iterates in public — bugs get patched after launch, not eliminated before it. A regulated medical device, software or not, has to demonstrate safety and effectiveness with real evidence before a single patient can be affected by it, and any meaningful change afterward can trigger a fresh review rather than a routine update.
Key takeaways
- A regulator like the FDA reviews software that makes a medical claim — diagnosing, treating, or preventing disease — before it can reach patients; a wellness app that makes no such claim typically falls outside that review entirely.
- Risk class, not sophistication, decides how much evidence a product needs — Class I needs almost none, Class III needs a full clinical trial, and most software as a medical device sits in the moderate-risk middle.
- Most moderate-risk devices take a shortcut, showing they're substantially equivalent to an already-cleared predicate rather than proving safety and effectiveness from first principles — a chain that can drift a long way from the last device anyone actually tested.
- Regulated approval requires proving safety and effectiveness before launch, not iterating live in public the way a typical consumer app does.
- A model that keeps learning after approval breaks the assumption every pathway above is built on — the version reviewed and the version running in a hospital a year later can differ, with no fully settled answer yet for how to regulate that.
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